Bankruptcy USA
Bankruptcy USA .info, and it's sibling website Debt Help USA .info, publish debt and bankruptcy information intended to help you make an informed decision pertaining to your specific debt problem.
US Bankruptcy Help - No matter what your financial situation or current debt, there are methods and means, and if required, there are professional credit counceling and bankruptcy services available to facilitate a fresh start and a stress-free new beginning.
That is exactly why the Debt Help USA and Bankruptcy USA websites were created!
About Bankruptcy USA...
The staff behind the Bankruptcy USA and Debt Help USA websites are just regular people, some with degrees and some whithout, some deeply in debt and some financially secure. Most however, are engaged in the all so common and ongoing struggle to balance stagnant incomes with growing debt.
Many of us took advantage of the glossy offerings delivered to our doors and email accounts. Debt consolidation, low interest credit cards, interest only mortgages and home equity loans.
The good life was just a signature away.
The American Dream
Your Debt Load and Your Health...
For many, the American dream has become a personal nightmare. There are an infinite number of reasons, from poor judgement to unforeseen circumstances, but the result is always the same. The unrelenting, day to day stress created by debt problems will adversely affect a person’s health and personal well-being.
There is compelling evidence by medical professionals that the vast majority of their patients seek medical and psychological care because of the stress brought on by financial problems.
Doctors are saying that extreme forms of debt stress promote the secretion of a steroid called ‘cortisol’. If left to run its course, cortisol eats away at the immune system, leaving us vulnerable to viral and bacterial infections or any other nasty that heads our way.
Here at Bankruptcy-USA.info and DebtHelp-USA.info, we have witnessed the effects that uncontrolled debt has had on family and friends, and that is why we simply had to do something about it.
Debt stress is usually brought on by not facing the reality of our debt problems and instead reaching for quick fixes, consolidation loans, refinancing of our mortgages, and borrowing more money, all the while our stress levels grow.
Debt Stress Test
Think of "debt stress" as like holding a glass of water out at arm’s length. Now ask yourself, how heavy is this glass of water?
The answer is, it depends on how long you hold it out there. If you hold it for a minute, that's not a problem. If you hold it for an hour, you'll have an ache in your arm. If you hold it for a day, you'd have to call a doctor.
In each case, it's the same weight, but the longer you hold it out there, the heavier it becomes.
And that's the way it is with "debt stress" and its management. If you carry your debt burdens with you all the time, sooner or later, as the debt burden becomes increasingly heavy, you won't be able to carry on.
Bankruptcy Help and Real Debt Recovery
Some of us have been in this dire situation and found a way out from under the gloom of repressive debt. We have found that the first step in a person’s "debt recovery" is to get educated, find out exactly where you’re at and separate the good advice from the many debt myths you’ve heard.
Once educated, you are able to put a plan in place that has a beginning, a middle, and most importantly, an end.
Bankruptcy USA
Our Purpose and Commitment to You!
The purpose of the Debt Help USA and Bankruptcy USA websites is simple. It is to give you an opportunity to put your debt burden down, to give you an opportunity to rest and to develop a "debt management plan" that when implemented will eliminate the excessive stress associated with uncontrolled debt.
We believe that our society is made stronger through education, through freedom of speech, through a free sharing of ideas and knowledge. To this end we have constructed the Bankruptcy USAand Debt Help USA websites to not only provide current debt help information and articles, but more importantly to provide an opportunity for you to ask questions, post your thoughts and opinions, and to let your voice be heard.
If you can’t find your answer on this site, we’ll research the matter and find the answer for you. As with the glass of water, you may have to put your debt stress down for awhile and rest before holding it out again. When you're refreshed, when you’re educated, you can carry on with the burden.
Liability Disclaimer - Oh, and before we forget, for those ‘sue-happy’ types out there, please understand that whilst the free debt help and bankruptcy information published by Bankruptcy-USA.info and DebtHelp-USA.info is believed to be correct, it is in no way fully comprehensive. It is provided for your interest only and is not intended to be relied on as formal legal advice.
The posting of information on these pages is not intended to create a lawyer-client relationship, and you should not act or rely on this information without seeking the help of a professional lawyer or the advice of a certified credit councelor. No liability is accepted therefore for any errors, or for any losses that may be incurred. Sheeesh! Sorry, we had to say that.
Personal Privacy - For most of us, personal indebtedness is a very private thing. In our society people are reluctant to face debt problems let alone broadcast them to their peers. Here at Debt Help and Bankruptcy USA, we discuss real issues, real debt traumas, real personal events, and because of the personal nature of these discussions it has become common for people to use an alias (we prefer to use the term ‘nom-de-plume’), to express their views. For the purposes of anonymity we would recommend that you use a ‘nom-de-plume’ as signature to comments and questions of such personal nature.
We view personal privacy as the foundation to open dialogue on the Internet. You can feel safe leaving your email address to sign up for our Debt Help Newsletter or to access professional help on one of the secure forms you may find on the site. Your email address will not be shared with any other company, you will not be inundated with annoying, unsolicited junk mail, your question will be answered, your comment will be posted, and your voice will be heard.
We wish to go back to the beginning of the Internet; to a time when the objective was to readily access pertinent information and to openly share one’s thoughts, ideas and knowledge. We have designed www.Bankruptcy-USA.info and www.DebtHelp-USA.info to function in just that way, to provide you with information and access to "real debt help", and to welcome everyone’s position, everyone’s point of view, everyone’s experience. Your participation will ensure our collective success. Only time will tell.
Should you have a question related to Debt or Bankruptcy, a comment, or an idea for an upcoming article, please feel free to Contact Bankruptcy USA directly.
